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How to finance a car

What is the first thing you think of when you want to finance a car?

Normally it is finding your ideal car for your budget. But this does not need to be the first thing.,

The most important thing is knowing what your credit rating is. If you have good credit, you have monthly outgoings and bills which are always paid on time and you have a steady income then you will not have a problem getting a car on finance at great rates. On the other hand if you have bad credit you will struggle to find a lender but there are lends out there that will take a chance with you for example Guaranteed Car Finance. Most lenders just want to be sure that you can afford the repayments.


Welcome to Express Car Credit your number one source for car finance and car loans. Our website aims to give you all the information you need about getting car finance and car credit. We also include the history of car finance on our express car credit blog, the different rates of car finance available for bad, average and good credit repayment rates can be found on the Express Car Credit homepage. If you need to make a car finance application, our two minute car finance application can be filled in with an instant provisional decision, if you simply want to speak to us, let us give you a call back.

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