333 Dyas Road Great Barr Birmingham B44 8TA

Affordable Car finance for you

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The Process


Complete an online application or call our Birmingham based office on 0121 270 2877 where one of our Express Sales Representatives will carry out a finance application.


We at Express Car Credit will give you a decision within an hour. If approved an Express Sales Representative will contact you and notify you on all the proofs we require I.E Proof of income, Copy of driving licence, Proof of address etc.


Documents are checked by our finance underwriters and then affordability is assessed.


The vehicle department contact customer and source their ideal vehicle working on affordability.

The customer is then quoted on repayments and retainer fee obtained.


Appointment made for sign up and vehicle collection from Express Car Credit within 72 hours of initial application.


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Welcome to Express Car Credit your number one source for car finance and car loans. Our website aims to give you all the information you need about getting car finance and car credit. We also include the history of car finance on our express car credit blog, the different rates of car finance available for bad, average and good credit repayment rates can be found on the Express Car Credit homepage. If you need to make a car finance application, our two minute car finance application can be filled in with an instant provisional decision, if you simply want to speak to us, let us give you a call back.

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For Sales & Customer Service

Tel: 0121 270 2877

Mon - Fri 9am - 5pm

Sat - Sun 10am - 4pm

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