333 Dyas Road Great Barr Birmingham B44 8TA

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Who Can Qualify?

Express car credit provides car finance for all types of people in Birmingham and all over the UK.

We specialise with people with bad credit so as long as you can afford your repayments and aren’t in bankruptcy then we can help you get finance for your ideal vehicle.

We provide finance for those who have CCJs & Defaults, Declines, Self Employed, Failed Credit Scores, Discharged Bankruptcy and poor payment profiles.

If you feel that our credit history will prevent you from obtaining a loan contact us and our dedicated Birmingham based team will explain your options.

The legal minimum age for a credit application is 18 years old therefore unfortunately we cannot provide finance for anyone under this age.

Our FAQs page may help with any questions you may have if not give us a call today and our team will be happy to help. You can also visit us at our new office in Great Barr, Birmingham.


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Welcome to Express Car Credit your number one source for car finance and car loans. Our website aims to give you all the information you need about getting car finance and car credit. We also include the history of car finance on our express car credit blog, the different rates of car finance available for bad, average and good credit repayment rates can be found on the Express Car Credit homepage. If you need to make a car finance application, our two minute car finance application can be filled in with an instant provisional decision, if you simply want to speak to us, let us give you a call back.

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For Sales & Customer Service

Tel: 0121 270 2877

Mon - Fri 9am - 5pm

Sat - Sun 10am - 4pm

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